Bankruptcy Can Stop Judgments and Garnishments
A court judgment is one event that can force a person struggling with a heavy debt load to look seriously at consumer bankruptcy. Once someone you owe obtains a judgment against you, they may have the legal authority to garnish up to 25 percent of your disposable income. They may be able to get money from your bank accounts or have it taken directly out of your paycheck.
We Are Experienced Debt Relief and Consumer Bankruptcy Lawyers
At the Law Offices of Lawrence Lucido & Erica Cicchelli, we have helped hundreds of people in Southeast Michigan find solutions to their severe debt problems, including the threat or reality of a judgment against them. If you live in the Southfield or Detroit areas, or elsewhere in counties such as Oakland, Wayne or Macomb, we encourage you to contact us today for a free telephone consultation to discuss your debt relief options.
Are You Being Sued by a Creditor? Is There a Judgment Against You?
If you have received notice that a creditor intends to file a lawsuit against you — and you do not have the financial means to settle your debt — it is time to talk to a qualified attorney. Unlike creditor calls, which are hard enough to ignore for long, this is an event you cannot ignore without almost-certain, often-financially devastating consequences. If you fail to respond at this point:
- The party suing you may obtain a default judgment.
- That judgment may entitle them to garnish your wages or bank account.
- Filing bankruptcy may be the only defense you have that will stop the garnishment.
Whether your situation is at this stage — or you are already dealing with garnishment and the accompanying hardships — you can contact us for help. Filing consumer bankruptcy will stop collections on a judgment immediately.
Call 866-552-9210 To Learn More About Judgments and Garnishments
Regardless of your financial situation and concerns, it is worth a call to us. Our mission is to help you find a solution. If you cannot miss work and want to learn your options, we can still help you. Learn your options in a free telephone consultation. We offer flexible evening or weekend appointments, if necessary.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
